Settling In: A Practical Checklist for Your First Month in Saudi Arabia

Week One: The Essentials

• Activate Absher: visit a self-service kiosk (often available at the airport) or an approved bank branch to complete biometric registration.
• Get a local SIM: STC, Mobily and Zain all offer straightforward registration using your Iqama or border number — see our Telecom Guide for details.
• Open a bank account: most banks require your Iqama and, in many cases, a salary certificate from your employer.
• Confirm your accommodation details: make sure your address is correctly registered, since it links to several government services.

Week Two: Settling Practically

• Set up SADAD: Saudi Arabia's national bill-payment system, used for utilities, government fees and more, accessible through your bank's app.
• Register for home internet: compare fiber and 5G home plans based on what is available in your building.
• Locate essential services nearby: pharmacy, supermarket, clinic, and your nearest mosque or place of worship if relevant.
• Understand your work schedule and prayer-time norms: many businesses pause briefly during prayer times — it helps to know local business rhythms early.

Weeks Three and Four: Longer-Term Setup

• Health insurance: confirm what your employer provides and which hospitals or clinics are in-network.
• Driving license: if you plan to drive, start the process early since it can take a few weeks — see our Driving & Traffic Guide.
• Family visa planning: if you intend to bring dependents, start gathering the required documents, since family visit visas are processed through your Absher account.
• Learn basic Arabic phrases: even simple greetings go a long way in daily interactions and can make settling in feel smoother.

Money-Smart Habits Early On

• Use our Currency Converter to compare exchange rates before sending money home, rather than accepting the first rate you're offered.
• Keep digital and physical copies of key documents (passport, Iqama, contract) in a safe, accessible place.
• Track your Iqama expiry date from day one — mark a reminder six weeks before it's due.

A Mindset Note

Most administrative steps in Saudi Arabia are more digital and streamlined than newcomers expect, especially through Absher. The biggest adjustment for most expats is less about paperwork and more about pace — government offices, banks and services generally move efficiently once you know which app or portal to use. Give yourself permission to ask colleagues and neighbors for tips; most expat communities are happy to share what worked for them.