Live SAR rates for popular expat currencies. Convert instantly and check the market rate before you send money home.
Updating live rates…
Enter an amount in SAR and choose the recipient currency
Open market reference rate. Banks, exchange houses and transfer apps apply their own margins and fees.
Most checked by expats in Saudi Arabia
1 SAR equals — all available currencies
| Currency | Code | 1 SAR = |
|---|---|---|
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Rate · Fees · Speed — comparing exchange channels in Saudi Arabia
| Channel | Rate Quality | Fees | Speed | Best For |
|---|---|---|---|---|
| 🏦 Saudi Banks | Below market | Service charges apply | 1–3 days | Large / official transfers |
| 🏪 Exchange Houses | Near market | Low flat fee | Same day | Regular remittances |
| 📱 Online Apps | Best available | Very low or zero | Minutes to hours | Convenience & best rate |
| 🏧 ATM (abroad) | Below market | ATM + bank fees | Instant | Emergency travel cash |
Best for large or official transfers. Slower but highly secure. Rates are usually 2–4% below market.
Al Rajhi, STC Pay, Western Union. Better rates than banks. Widely used by expats across Saudi Arabia.
Often the most competitive rates and fast transfers. Rates may change frequently with the market.
Use this page as your benchmark. A 1–2% markup is normal. Above 3–4% — shop around.
Exchange rates fluctuate based on global market conditions, supply and demand, economic indicators and geopolitical events. The rates shown here are open market reference rates — the mid-market benchmark used before any bank margin or fee.
The Saudi Riyal has been pegged to the US Dollar at 3.75 SAR = 1 USD since 1986, so SAR/USD does not move. However, SAR rates against other currencies (INR, PKR, BDT and so on) do change as those currencies move against the dollar.
It shows the value of one Saudi Riyal when converted to another currency at the current open market rate. This is the baseline before any fees or margins applied by banks or exchange houses.
Rates refresh automatically from live market data (about once an hour on this page). You do not need to update anything manually.
Not exactly. These are open market reference rates. Banks typically offer 2–4% below the market rate shown here, plus transfer fees. Always ask your provider for the final rate including all charges.
No. These are open market reference rates, not official Saudi Central Bank (SAMA) rates. The USD/SAR peg is fixed at 3.75, but all other pairs are market-driven.
They fluctuate with global supply and demand for currencies, influenced by economic data, interest-rate decisions, inflation, political events and market sentiment.
The buy rate is what you get when selling SAR (sending money home). The sell rate is what you pay when buying SAR. The gap between them is the provider's spread.
Disclaimer: Exchange rates shown are indicative open market rates and may vary across banks, money exchangers and transfer platforms. Always confirm the final rate and total fees before any transaction. This tool is for informational purposes only and is not financial advice.
