How Expats Can Buy Property in Saudi Arabia Using Their Iqama in 2026

For decades, buying real estate in Saudi Arabia was extremely difficult for foreign residents. However, 2026 marks a historic milestone as the Saudi government has fully integrated the Real Estate General Authority (REGA) platform with the national Iqama database.

Now, eligible expatriate residents can directly apply to own residential, commercial, or industrial properties.

How the System Works

Instead of navigating complex legal loopholes, expats can now apply for property ownership approval online.

[Log in to REGA Portal] ➔ [Enter Iqama Number] ➔ [Select Property Details] ➔ [Instant Security & Eligibility Check] ➔ [Ownership Approval]

Key Rules & Eligibility Criteria

While property ownership is open, there are specific guidelines to follow:

• Primary Residence: Foreign residents are generally allowed to own one residential property for their personal use.

• Restricted Areas: Expats are legally prohibited from owning real estate within the holy cities of Makkah and Madinah (except through specific inheritance or long-term lease models).

• Valid Iqama: You must hold a valid, non-expired resident ID at the time of application and throughout the purchase process.

Why This is a Game-Changer

This reform makes living in Saudi Arabia much more stable for families. Instead of paying high rent indefinitely, expats can now invest in their own homes, building equity in one of the fastest-growing real estate markets in the Middle East.